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$399,999
33 Harbour Square · Toronto · Ontario M5J 2Z6
110 days on market
Welcome to 33 Harbour Square. Large Bachelor Apartment in Prestigious Harbour Square. Suite Features Approximately 546 Sqft. Parquet Flooring Throughout, Dining Area with Juliette Balcony with City Views. Spacious Living Area with 2 Murphy Beds . Parking and Locker Included. Great Amenities, 24hr Concierge and Security, Fully Equipped Fitness Centre, Rooftop Pool and Party Room Overlooking Toronto Harbourfront, 7th Floor Roof Top Gardens with Bbq's, Billiard's Room, Squash Courts, Shuttle Bus, C…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $40KPrice reduction
MLS shows the seller reduced the asking price by $40,000 (from $439,999 to $399,999).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX EXPERTS
Source: TRREB/PROPTX · MLS® C13524594
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~550 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,210 | $1,517/mo |
| Government & taxes | ||
| Property tax | $2,262 | $189/mo |
| Land transfer tax(closing) | $4,475 | $373/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,000 | $333/mo |
| Condo fees | ||
| Condo / HOA fees | $7,062 | $589/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $45,169 | $3,764/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.