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$939,000
81 Wellesley Street · Toronto · Ontario M4Y 0C5
115 days on market
Welcome to unit 1405, this stunning 2-bedroom, 2-bathroom condo at 81 Wellesley, perfectly situated in the heart of downtown Toronto and 1 block from Wellesley subway station. Built in 2023, this sleek and contemporary building offers the perfect blend of luxury and comfort with amenities just steps from the front door, that make everyday life a little bit easier. Boasting over 1,100 sq. ft. of modern living space, this sleek unit features floor-to-ceiling windows that flood the space with natur…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 FIRST CANADIAN CORP
Source: TRREB/PROPTX · MLS® C13504550
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $42,747 | $3,562/mo |
| Government & taxes | ||
| Property tax | $5,134 | $428/mo |
| Land transfer tax(closing) | $15,255 | $1,271/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,390 | $783/mo |
| Condo fees | ||
| Condo / HOA fees | $10,395 | $866/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $93,581 | $7,798/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.