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$1,625,000
28 Eastern Avenue · Toronto · Ontario M5A 0Y2
121 days on market
***Investors watch here , collect rent since day 1 you own this property : Assume existing AAA+ tenant pays rent at $4600/ month from August 1, 2026 - July 31, 2027 ***Assume existing AAA+ tenants sell.*** Prime Location! 1 year New ! Beautiful $$$ Upgraded Townhome with own front yard entrance to your home: 3 beds + 2 Den( 1 Den spacious separate room with Closet and wood floors, can be used as a 4th bedroom; 1 Den is bright open concept with huge window sand wood floor )- See attached floor…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX WEST VICKY HSU GROUP REALTY
Source: TRREB/PROPTX · MLS® C13486288
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $73,977 | $6,165/mo |
| Government & taxes | ||
| Property tax | $5,824 | $485/mo |
| Land transfer tax(closing) | $28,975 | $2,415/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $16,250 | $1,354/mo |
| Condo fees | ||
| Condo / HOA fees | $11,352 | $946/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $147,038 | $12,253/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.