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$479,999
36 Lisgar Street · Toronto · Ontario M6J 0C7
122 days on market
Bright and inviting 2-bedroom, 1-bathroom southwest corner unit featuring 1 parking space and 1locker. Filled with natural light throughout the day, this compact and efficient home is an excellent opportunity for first-time buyers looking to enter the housing market. Ideally located just steps from Trinity Bellwoods Park, you'll enjoy this vibrant location with its charming boutiques, cozy cafés, lively bars, and an outstanding selection of restaurants showcasing diverse cuisines. Situated in on…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $10KPrice reduction
MLS shows the seller reduced the asking price by $10,000 (from $489,999 to $479,999).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA
Source: TRREB/PROPTX · MLS® C13481094
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,852 | $1,821/mo |
| Government & taxes | ||
| Property tax | $2,179 | $182/mo |
| Land transfer tax(closing) | $6,075 | $506/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,800 | $400/mo |
| Condo fees | ||
| Condo / HOA fees | $7,241 | $603/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $52,807 | $4,401/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.