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$525K · 1+1 bed Condo Apartment · Unit 1215, 44 St Joseph Street, Toronto, Ontario M4Y 2W4 | HomeSearchCanada

$525,000

Unit 1215

75 DOM

1+1175d

Map

DOM 75

$525,000

DOM75days

Unit 1215

44 St Joseph Street · Toronto · Ontario M4Y 2W4

MLS® C13481048 · Bay Street Corridor · M4Y 2W4

1+11TenantOccupied700-799 ft²Condo ApartmentNoneNo basement75d$700/ft²$2,993 tax/yrNo basement

75 days on market

About this home

1+1 Bedroom Suite At Polo Club II Featuring A Beautiful Northwest View Of Church & U Of T Grounds. Approx. 721 Sq Ft With A Bright Solarium, Spacious Layout, Kitchen With Full-Size Appliances, Large Bath W/ Double Entry & Separate Shower. Includes In-Suite Laundry, Central AC, Heat, Hydro, Water, Cable TV & Internet. Steps To Yorkville, U Of T, Hospitals & TTC. Building Amenities Include 24 Hr Concierge, Outdoor Pool, BBQ Area, Terrace & Great Facilities.

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Property details

MLS#: C13481048
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 4 + 1
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Arts Centre, Hospital, Library, Park, Public Transit, Rec./Commun.Centre

Condo corp #: 794
Balcony: None
Locker: None
Association amenities: Exercise Room, Gym, Outdoor Pool, Party Room/Meeting Room, Concierge
Fees include: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Cable TV Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay/Bloor/Wellesley
Stories: 10
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Carpet Free
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX CONDOS PLUS CORPORATION

Source: TRREB/PROPTX · MLS® C13481048

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$525K

Unit 1215 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $525,000✓ $2,993 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,911/mo

incl. closing costs (yr 1)

Annual total

$58,934

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$1,880/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$249/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,900/yr

Property taxes17% $9,968/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,250/yr

Condo fees16% $9,156/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$2,993	$249/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Condo fees
Condo / HOA fees	$9,156	$763/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,934	$4,911/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1215

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs