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$600K · 1+1 bed Condo Apartment · Palmerston-Little Italy, Toronto | MyPropertyScout

$599,900

Unit 605

28 DOM

1+1128d

Map

DOM 28

$599,900

DOM28days

Unit 605

456 College Street · Toronto · Ontario M6G 4A3

MLS® C13479640 · Palmerston-Little Italy · M6G 4A3

1+11TenantOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement28d$800/ft²$2,594 tax/yrNo basement

28 days on market

About this home

Rich in distinctive character & architectural charm, this unique residence is enhanced by an attached historic church tower that creates a truly one-of-a-kind living experience. South-facing & filled with natural light, this spacious 1-bedroom plus den/suite offers incredible views of Toronto's skyline & the iconic CN Tower. Residents enjoy the boutique-style rooftop terrace, fitness facilities & party room. Located in sought after Little Italy, experience all this beautiful area has to offer, a…

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Property details

MLS#: C13479640
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Foundation: Concrete, Brick
Property features: Hospital, Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

View: City, Downtown

Condo corp #: 935
Balcony: None
Locker: Owned
Association amenities: Elevator, Rooftop Deck/Garden, Visitor Parking, Sauna, Exercise Room
Fees include: Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: College/Bathurst
Stories: 6
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Water Heater Owned
Parking features: Private, Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL HERITAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® C13479640

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$600K

Unit 605 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $2,594 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,423/mo

incl. closing costs (yr 1)

Annual total

$65,073

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,982/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$216/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$80/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $27,310/yr

Property taxes17% $11,067/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,999/yr

Condo fees18% $11,536/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$2,594	$216/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$11,536	$961/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,073	$5,423/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 605

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs