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$520K · 1+1 bed Condo Apartment · Unit 1916, 1055 Bay Street, Toronto, Ontario M5S 3A3 | HomeSearchCanada

$519,999

Unit 1916

31 DOM

1+1131d

Map

DOM 31

$519,999

DOM31days

Unit 1916

1055 Bay Street · Toronto · Ontario M5S 3A3

MLS® C13476860 · Bay Street Corridor · M5S 3A3

1+11TenantOccupied600-699 ft²Condo ApartmentNoneNo basement31d$801/ft²$2,511 tax/yrNo basement

31 days on market

About this home

Visit the REALTOR website for further information about this listing. A very efficient layout 1+1 condo unit with bright windows, being used comfortably as a 2-bedroom unit, with Low Maintenance fee. Excellent investment in a high demand area: U of T, MTU (Ryerson), Hospital, queens Park, Financial district, Yokville shopping, TTC Subways. 24 hours concierge and security, rooftop terrace, sauna, racquet court, spa-type worlpool, well-equipped Party Room, General Gym and Semi-private gym. Electri…

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Property details

MLS#: C13476860
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Concrete
Property features: Arts Centre, Public Transit

View: City

Condo corp #: 734
Balcony: None
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Concierge, Exercise Room, Gym, Party Room/Meeting Room
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bay & Welleslie
Stories: 19
Utilities: —
Laundry: In-Suite Laundry
Interior: Accessory Apartment, Built-In Oven, Ventilation System
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EASY LIST REALTY LTD.

Source: TRREB/PROPTX · MLS® C13476860

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$520K

Unit 1916 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,999✓ $2,511 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,645/mo

incl. closing costs (yr 1)

Annual total

$55,736

year 1

Mortgage only

$1,973/mo

principal + interest

Beyond mortgage

$1,641/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$209/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $23,673/yr

Property taxes17% $9,386/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,200/yr

Condo fees12% $6,817/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,673	$1,973/mo
Government & taxes
Property tax	$2,511	$209/mo
Land transfer tax(closing)	$6,875	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,200	$433/mo
Condo fees
Condo / HOA fees	$6,817	$568/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,736	$4,645/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1916

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs