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$376,000
18 Holmes Avenue · Toronto · Ontario M2N 0E1
123 days on market
Priced to Sell, No Bidding required Bright And Spacious 1-Bedroom Unit In The Heart Of North York, Right At Yonge & Finch! Featuring Full-Sized Appliances, Hardwood Floors, Quartz Countertop, And Floor-To-Ceiling Windows. Steps To Finch Subway Station, TTC, Restaurants, Cafes, Grocery Stores, Public Library, Shops, Banks, Parks, And More. Excellent Amenities Include 24-Hour Concierge, Indoor Pool, Hot Tub, Sauna, Gym, Party/Meeting Room, Rooftop Terrace, And Visitor Parking. Comes With One Park…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $396,000 to $376,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: FIRST CLASS REALTY INC.
Source: TRREB/PROPTX · MLS® C13475022
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,117 | $1,426/mo |
| Government & taxes | ||
| Property tax | $2,187 | $182/mo |
| Land transfer tax(closing) | $4,115 | $343/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,760 | $313/mo |
| Condo fees | ||
| Condo / HOA fees | $7,482 | $624/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $45,322 | $3,777/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.