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$558,000
20 Edward Street · Toronto · Ontario M5G 1C9
123 days on market
Corner Unit! 2-year new condo at the heart of downtown Toronto, only "Stone Throw" away from Eaton Center and Dundas Subway. Brand New Supermarket is just opened in fornt of the condo and the this condo has Restaurants, Scholls , Government offices etc. in the proximity to offer you all convenience. you will have windows in all your rooms to give you sunlight. Directly looking down you will see Ryerson University and the core of the beating heart of Downtown Toronto. Large balcony(approx.127 sqf…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $21KPrice reduction
MLS shows the seller reduced the asking price by $20,800 (from $578,800 to $558,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 NEW CONCEPT
Source: TRREB/PROPTX · MLS® C13474920
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,403 | $2,117/mo |
| Government & taxes | ||
| Property tax | $3,545 | $295/mo |
| Land transfer tax(closing) | $7,635 | $636/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,580 | $465/mo |
| Condo fees | ||
| Condo / HOA fees | $4,200 | $350/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,023 | $4,752/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.