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$499K · 1 bed Condo Apartment · Unit 2210, 1055 Bay Street, Toronto, Ontario M5S 3A3 | HomeSearchCanada

$499,000

Unit 2210

34 DOM

1134d

Map

DOM 34

$499,000

DOM34days

Unit 2210

1055 Bay Street · Toronto · Ontario M5S 3A3

MLS® C13469272 · Bay Street Corridor · M5S 3A3

11TenantOccupied500-599 ft²Condo Apartment1-car UndergroundNo basement34d$908/ft²$2,653 tax/yrNo basement

34 days on market

About this home

Fantastic Sun-Filled Sub-Penthouse!! Floor-To-Ceiling Windows & Unobstructed South City View! Steps To Queen's Park/Yorkville/Subway/Uoft/Ryerson/Bloor&Yonge/Hospitals/Financial District, Low Maintenance Fee Incld. All Utilities,Various Amenities(Gym, Sauna, Roof Top Terrace & Party Room, ), Parking & Locker, Popular To Rent; Great Value Of Luxury Living & Investment, 24Hr Security +Free Visitor Parkings. Ideal for first-time buyer, student, investor,

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Property details

MLS#: C13469272
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 734
Balcony: None
Locker: Exclusive
Association amenities: Concierge, Exercise Room, Party Room/Meeting Room, Sauna, Squash/Racquet Court, Visitor Parking
Fees include: Cable TV Included, CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bay & Bloor
Stories: 21
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ELITE CAPITAL REALTY INC.

Source: TRREB/PROPTX · MLS® C13469272

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$499K

Unit 2210 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $2,653 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,734/mo

incl. closing costs (yr 1)

Annual total

$56,807

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,845/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$221/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$65/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,717/yr

Property taxes16% $9,108/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,990/yr

Condo fees16% $9,333/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$2,653	$221/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$9,333	$778/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,807	$4,734/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2210

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs