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$419,000
21 Hillcrest Avenue · Toronto · Ontario M2N 7K2
127 days on market
Come And Live In This Luxury Building By Monarch. A Spacious South Facing One Bedroom With Lots Of Recent Upgrades To Enjoy For The First Time. The Main Bathroom Just Renovated With A Contemporary Decor. New Large Slab Tiles Throughout, New Toilet, New Sink and Cabinet, New Plumbing Fixtures. New Baseboards and Trim Through the Entire Unit. Freshly Painted Throughout. Newer Laminate Flooring throughout. Bright Southern Exposure With A Large Private Balcony That Spans From the Bedroom to the Livi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX REALTRON REALTY INC.
Source: TRREB/PROPTX · MLS® C13460838
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,075 | $1,590/mo |
| Government & taxes | ||
| Property tax | $2,363 | $197/mo |
| Land transfer tax(closing) | $4,855 | $405/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,190 | $349/mo |
| Condo fees | ||
| Condo / HOA fees | $9,938 | $828/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $51,081 | $4,257/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.