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$1.10M · 2+1 bed Condo Apartment · Unit 4105, 763 Bay Street, Toronto, Ontario M5G 2R3 | HomeSearchCanada

$1,099,800

Unit 4105

45 DOM

2+1245d

Map

DOM 45

$1,099,800

DOM45days

Unit 4105

763 Bay Street · Toronto · Ontario M5G 2R3

MLS® C13414072 · Bay Street Corridor · M5G 2R3

2+12Vacant1000-1199 ft²Condo Apartment1-car UndergroundNo basement45d$1,000/ft²$6,229 tax/yrNo basement

45 days on market

About this home

Famous College Park In The Heart Of Downtown. Big Beautiful 2 + Den (Can Be Used As 3rd Bedroom), Always Sun-Filled 1150 Sq ft Corner Unit with Panoramic Lake/City Views. Laminate Floor Thru-Out. Freshly Painted And Move-In Ready! Granite Counter & Breakfast Bar. *18000 Sf Of Amenities * Direct Access To Path/Subway, 24 Hrs Grocery, Steps To Restaurants, Shops, U Of T, Hospitals, Financial District...

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Property details

MLS#: C13414072
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 1866
Balcony: None
Locker: Owned
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay / College
Stories: 40
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: BAY STREET GROUP INC.

Source: TRREB/PROPTX · MLS® C13414072

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$1.10M

Unit 4105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,800✓ $6,229 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,173/mo

incl. closing costs (yr 1)

Annual total

$110,075

year 1

Mortgage only

$4,172/mo

principal + interest

Beyond mortgage

$3,003/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$519/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,998/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,471

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $50,068/yr

Property taxes22% $24,700/yr

Utilities4% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance10% $10,998/yr

Condo fees12% $13,650/yr

Closing costs5% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,068	$4,172/mo
Government & taxes
Property tax	$6,229	$519/mo
Land transfer tax(closing)	$18,471	$1,539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,998	$917/mo
Condo fees
Condo / HOA fees	$13,650	$1,138/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$110,075	$9,173/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4105

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs