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$399,000
350 Wellington Street · Toronto · Ontario M5V 3W9
139 days on market
Welcome To One Of The Best Locations In The Heart Of Downtown Toronto. This Bright And Inviting One-Bedroom Unit Offers The Perfect Blend Of City Living And Convenience. Residents Get Full Access To The Excellent Soho Hotel Amenities, Including The Indoor Pool, Gym, And Jacuzzi. Everything Is Right At Your Doorstep: Restaurants, Cafes, Parks And Public Transit. Easy Walking Distance To The CN Tower And The Waterfront Trail. Ideal For First-Time Buyers Or Investors Looking For A Prime Downtown Lo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: TFN REALTY INC.
Source: TRREB/PROPTX · MLS® C13410044
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,164 | $1,514/mo |
| Government & taxes | ||
| Property tax | $2,049 | $171/mo |
| Land transfer tax(closing) | $4,460 | $372/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,990 | $333/mo |
| Condo fees | ||
| Condo / HOA fees | $8,473 | $706/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,796 | $3,983/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.