$2.75M · 2 bed Condo Apartment · Annex, Toronto

Loading neighbourhood intel…

About this home

Welcome to Suite #310 at 4 Lowther - a rare offering in one of Yorkville's most coveted boutique residences. Floor-to-ceiling windows frame breathtaking treetop views across Yorkville and The Annex, bathing the generous open-concept principal rooms in natural light. At approximately 2438 square feet, this south-west corner suite is as spacious as it is serene. Step onto your private 1435 square foot terrace - an extraordinary outdoor retreat with sweeping canopy views and complete seclusion. Two…

Property details

MLS#

C13247784

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

2250-2499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 5 pc · Flat; 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplaces: 1
Fireplace features: Wood

Condo corp #: 692
Balcony: Terrace
Locker: Exclusive
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: West of Avenue Rd/ North of Bloor St.
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Price movement & seller pressure

↓ $246KPrice reduction

MLS shows the seller reduced the asking price by $246,000 (from $2,995,000 to $2,749,000).

Motivated SellerWhy this label

Estate sale — Listing remarks or MLS designation indicate an estate sale.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,749,000✓ $13,212 tax✓ Electric✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$23,591/mo

incl. closing costs (yr 1)

Annual total

$283,092

year 1

Mortgage only

$10,429/mo

principal + interest

Beyond mortgage

$8,104/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$549,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,101/mo

Utilities

Hydro / electricity$91/mo

≈ $0.13/ft² × ~2,375 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$27,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$366/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$55,200

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $125,146/yr

Property taxes24% $68,412/yr

Utilities1% $2,657/yr

Insurance & security1% $1,600/yr

Maintenance10% $27,490/yr

Condo fees19% $52,687/yr

Closing costs2% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$125,146	$10,429/mo
Government & taxes
Property tax	$13,212	$1,101/mo
Land transfer tax(closing)	$55,200	$4,600/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,097	$91/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$27,490	$2,291/mo
Condo fees
Condo / HOA fees	$52,687	$4,391/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$283,092	$23,591/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 310

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs