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$828,000
8 Olympic Garden Drive · Toronto · Ontario M2M 0B9
140 days on market
Brand new 3-bedroom unit from vendor. Eligible for HST exclusion program! Price has reflected HST exclusion. One parking and locker included in sale price. Tarion warranty coverage available. Move in ready. 5-minute walk to subway station. H Mart grocery store onsite. Future park will be downstairs. Property tax has not been assessed.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $100KPrice reduction
MLS shows the seller reduced the asking price by $100,000 (from $928,000 to $828,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® C13245780
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $37,694 | $3,141/mo |
| Government & taxes | ||
| Property tax | $5,000 | $417/mo |
| Land transfer tax(closing) | $13,035 | $1,086/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,280 | $690/mo |
| Condo fees | ||
| Condo / HOA fees | $8,467 | $706/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $81,636 | $6,803/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.