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$950K · 2 bed Condo Apartment · Unit 408, Encore Crystal Towers, 8 Covington Road, Toronto, Ontario M6A 3E5 | HomeSearchCanada

$950,000

Unit 408

49 DOM

2349d

Map

DOM 49

$950,000

DOM49days

Unit 408

Encore Crystal Towers · 8 Covington Road · Toronto · Ontario M6A 3E5

MLS® C13245360 · Englemount-Lawrence · M6A 3E5

23TenantOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement49d$731/ft²$3,725 tax/yrNo basement

49 days on market

About this home

RARELY OFFERED! One of the largest layouts in the building! Beautifully renovated contractor's own home featuring high-end finishes and high-quality motorized blinds, and each is double for blackout custom blinds. Enjoy an open-concept kitchen, full laundry room, 2.5 bathrooms, and approximately 1,360 sq. ft. of living space. Hardwood flooring throughout the entire apartment, with a walk-out to a beautiful balcony. The primary bedroom offers a generous walk-in closet and a private ensuite bathro…

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Property details

MLS#: C13245360
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 2
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc; 2 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Building name: Encore Crystal Towers
Condo corp #: 1315
Balcony: Open
Locker: Owned
Association amenities: Concierge, Guest Suites, Gym, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Cable TV Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: BATHURST NORTH OF LAWRENCE
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Brick & Beam
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SOLID ROCK REALTY

Source: TRREB/PROPTX · MLS® C13245360

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$950K

Unit 408 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $950,000✓ $3,725 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,020/mo

incl. closing costs (yr 1)

Annual total

$96,238

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$2,668/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$190,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$310/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $43,248/yr

Property taxes20% $19,200/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,500/yr

Condo fees14% $13,630/yr

Closing costs5% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,248	$3,604/mo
Government & taxes
Property tax	$3,725	$310/mo
Land transfer tax(closing)	$15,475	$1,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,500	$792/mo
Condo fees
Condo / HOA fees	$13,630	$1,136/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,238	$8,020/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs