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$699,000
100 Harbour Street · Toronto · Ontario M5J 0B5
141 days on market
This exclusive upper-tier suite and Lower Penthouse, Premium unit feature high 11 foot ceilings and unobstructed panoramic lake views. most Luxurious living, clean and bright with large balcony. The Downtown Toronto Most Connected Condo Building with direct indoor access to the P.A.T.H. Union station and Go Train, shoppings at One York Mall with Pure Fitness Canada a 3000 sqft health club. food court, Restaurants, Royal Bank, Steps to CN tower, Rogers Centre, Harbourfront, The 6th floor amenit…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $69KPrice reduction
MLS shows the seller reduced the asking price by $69,000 (from $768,000 to $699,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 PERCY FULTON LTD.
Source: TRREB/PROPTX · MLS® C13243404
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,821 | $2,652/mo |
| Government & taxes | ||
| Property tax | $4,698 | $392/mo |
| Land transfer tax(closing) | $10,455 | $871/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,990 | $583/mo |
| Condo fees | ||
| Condo / HOA fees | $9,013 | $751/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $73,638 | $6,136/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.