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$649,950
1000 Bay or 57 ST Joseph or 1 Thousand Bay Residences · 57 St Joseph Street · Toronto · Ontario M5S 0C5
142 days on market
Rarely Offered West-Facing Suite In One Of Downtown Toronto's Most Desirable And Impeccably Maintained Buildings. One Of Only 12 Units With This Floor Plan In The Entire Building, And Very Few Ever Come To Market. Enjoy Stunning Sunset Views, A Functional Open-Concept Layout, Upgraded Kitchen, Designer Ceiling Light Fixtures In Living Room And Bedroom, Mirrored Closet Doors And Pride Of Ownership Throughout. Exceptional Value With Low Maintenance Fees Of Just $455/Month. Residents Enjoy Outstand…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX PRESIDENT REALTY
Source: TRREB/PROPTX · MLS® C13236826
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~550 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,589 | $2,466/mo |
| Government & taxes | ||
| Property tax | $3,315 | $276/mo |
| Land transfer tax(closing) | $9,474 | $790/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,500 | $542/mo |
| Condo fees | ||
| Condo / HOA fees | $5,460 | $455/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $63,497 | $5,291/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.