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$874,888
195 McCaul Street · Toronto · Ontario M5T 1W6
149 days on market
Just below the penthouse levels, this stunning west-facing suite offers unobstructed sunset views from the largest balcony available in the floorplan, complete with 1 parking space and 1 locker. A truly one-of-a-kind unit with no expense spared, featuring 9-foot ceilings, pot lights, and flush-mount LED lighting throughout. The fully upgraded kitchen showcases sleek black cabinetry, subway tile backsplash, and stainless steel appliances, perfectly complemented by exposed concrete walls and ceili…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $25KPrice reduction
MLS shows the seller reduced the asking price by $25,012 (from $899,900 to $874,888).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: UNION CAPITAL REALTY
Source: TRREB/PROPTX · MLS® C13198894
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $39,829 | $3,319/mo |
| Government & taxes | ||
| Property tax | $7,090 | $591/mo |
| Land transfer tax(closing) | $13,973 | $1,164/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,749 | $729/mo |
| Condo fees | ||
| Condo / HOA fees | $9,353 | $779/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $89,654 | $7,471/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.