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$549,900
38 Stewart Street · Toronto · Ontario M5V 1H6
163 days on market
Enjoy City Living In Highly Desirable, Vibrant King West Community. Open Concept Living Space With Floor To Ceiling Windows And Sliding Doors Leading To Your Private Balcony. Bright Bedroom And Generous Sized 3-Piece Bathroom. Beautifully Finished With Hardwood Floors And Granite Counter Tops. Steps From Trendy Restaurants, Coffee Shops And Shopping. Building Amenities Include Concierge Service, Gym, Pool And Rooftop Patio.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: YOUR HOME SOLD GUARANTEED REALTY IMPERIUM
Source: TRREB/PROPTX · MLS® C13125144
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,034 | $2,086/mo |
| Government & taxes | ||
| Property tax | $3,263 | $272/mo |
| Land transfer tax(closing) | $7,473 | $623/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,499 | $458/mo |
| Condo fees | ||
| Condo / HOA fees | $6,974 | $581/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,903 | $4,909/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.