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$599,000
12 York Street · Toronto · Ontario M5J 0A9
164 days on market
Looking to be close to the action? Located between Scotiabank Arena and Rogers Centre, this is a sports fan's dream! With direct access to the PATH network, you can walk underground all the way to the Eaton Centre on those bad weather days and immerse yourself in all the city has to offer on those gorgeous weather days. While the unit comes with parking, you can walk everywhere you need! Close to shopping, the financial district, restaurants, concerts, sporting events, and more! Want to stroll a…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $26KPrice reduction
MLS shows the seller reduced the asking price by $26,000 (from $625,000 to $599,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE TERREQUITY PRINCIPLED REALTY
Source: TRREB/PROPTX · MLS® C13114262
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $27,269 | $2,272/mo |
| Government & taxes | ||
| Property tax | $4,653 | $388/mo |
| Land transfer tax(closing) | $8,455 | $705/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,990 | $499/mo |
| Condo fees | ||
| Condo / HOA fees | $9,253 | $771/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $66,280 | $5,523/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.