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$788,000
65 Mutual Street · Toronto · Ontario M5B 0E5
169 days on market
Step into luxury living at Ivy Condos with this stunning 2-year-new 3-bedroom, 2-bathroom suite. Offering 861 sq ft of thoughtfully designed living space, this modern home perfectly blends comfort, style, and functionality. Bright and airy interiors are enhanced by sleek contemporary finishes throughout.Featuring a spacious open-concept layout with floor-to-ceiling windows, the sun-filled living and dining area flows seamlessly into a modern kitchen complete with quartz countertops and premium a…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Midpoint: $697,232
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: BAY STREET GROUP INC.
Source: TRREB/PROPTX · MLS® C13093814
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $35,873 | $2,989/mo |
| Government & taxes | ||
| Property tax | $4,034 | $336/mo |
| Land transfer tax(closing) | $12,235 | $1,020/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,880 | $657/mo |
| Condo fees | ||
| Condo / HOA fees | $8,929 | $744/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $79,611 | $6,634/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.