Loading neighbourhood intel…
Loading neighbourhood intel…
$555,000
460 Adelaide Street · Toronto · Ontario M5A 1N6
173 days on market
Bright and spacious (671sf interior + 113sf balcony) 1 BR + Den located in highly attractive neighborhood minutes from St. Lawrence Market, Distillery District, Evergreen Brickworks, DVP, George Brown College, restaurants, parks, grocery and shopping. Fantastic Southeast city views offers plenty of natural sunlight which you can enjoy from the large balcony. Open concept layout with a full Den that can be used as a home office or a 2nd BR. Modern Kitchen with S/S Appliances, quartz countertop…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: BRIDGENORTH REALTY INC.
Source: TRREB/PROPTX · MLS® C13075846
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,266 | $2,105/mo |
| Government & taxes | ||
| Property tax | $2,911 | $243/mo |
| Land transfer tax(closing) | $7,575 | $631/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,550 | $463/mo |
| Condo fees | ||
| Condo / HOA fees | $6,504 | $542/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,466 | $4,872/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.