$599K · 3 bed Condo Apartment · Westminster-Branson, Toronto

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About this home

Welcome to this spacious and bright 3-bedroom, 2 full bathroom corner suite offering close to 1,300 sq. ft. of well-designed living space in a quiet building with huge wrap around balcony. The open-concept layout is filled with natural light with floor-to-ceiling windows that showcase unobstructed city views. The functional kitchen features an eat-in breakfast area and ample storage, making it perfect for everyday living . The primary bedroom includes a private ensuite bath and multiple closets…

Property details

MLS#

C13034610

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Greenbelt/Conservation, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

View: City, Garden, Panoramic

Condo corp #: 74
Balcony: Open
Locker: Exclusive
Association amenities: Bike Storage, Elevator, Exercise Room, Visitor Parking, Sauna
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Controlled Entry, Landscaped
Fronting on: —
Cross street: Bathurst/Finc
Stories: 7
Utilities: —
Laundry: Laundry Room
Interior: Carpet Free, Intercom, Separate Heating Controls, Separate Hydro Meter, Storage, Storage Area Lockers
Parking features: Private, Underground

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $2,247 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,376/mo

incl. closing costs (yr 1)

Annual total

$64,510

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,941/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$187/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$79/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $27,269/yr

Property taxes17% $10,702/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,990/yr

Condo fees18% $11,389/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$2,247	$187/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Condo fees
Condo / HOA fees	$11,389	$949/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,510	$5,376/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs