$699K · 2 bed Condo Apartment · Unit 1910, 736 Bay Street, Toronto, Ontario M5G 2M4

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About this home

Sun Filled Corner Suite, 2 Bedrooms, 2 Bathrooms With Parking & Locker At Bay & College. This Split Bedroom Layout Has Spacious Rooms In The Heart Of The Financial & Hospital District, Walking Distance To Universities/Colleges, Yorkville, Public Transportation, Queens Park & Mars. Amenities Include 24 Hr Concierge/Security, Exercise Room, Large Swimming Pool, Sauna, Visitors Parking, Guest Suites, Board Room, Card Room, Party Room, Billiard/Recreation Room & Bicycle Room.

Property details

MLS#

C13019270

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc; 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Arts Centre, Hospital, Library, Park, Public Transit, School

Condo corp #: 1085
Balcony: Open
Locker: Exclusive
Association amenities: Concierge, Exercise Room, Guest Suites, Indoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay Street & College Street
Stories: 18
Utilities: —
Laundry: In Area
Interior: Carpet Free
Parking features: Underground

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $3,476 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,386/mo

incl. closing costs (yr 1)

Annual total

$76,630

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$2,404/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$290/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$92/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $31,821/yr

Property taxes18% $13,931/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,990/yr

Condo fees17% $13,227/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$3,476	$290/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$13,227	$1,102/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,630	$6,386/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1910

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