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$1.10M · 1 bed Condo Apartment · Annex, Toronto | MyPropertyScout

$1,099,000

Unit 608

105 DOM

12105d

Map

DOM 105

Motivated Seller

$1,099,000

Motivated Seller

DOM105days

Unit 608

Renaissance Court · 164 Cumberland Street · Toronto · Ontario M5R 1A8

MLS® C12967508 · Annex · M5R 1A8

12OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement105d$1,000/ft²$4,306 tax/yrBuilt 198541 yrs oldNo basement

105 days on market

About this home

Welcome to Renaissance Court in the heart of Toronto's historic, iconic Yorkville district. Experience refined urban living in this thoughtfully renovated condominium, updated to balance sophistication with comfort. Ideally located in the heart of Yorkville, the residence offers immediate access to renowned cultural venues, including the ROM, Koerner Hall, Gardiner Museum, AGO, Cineplex Odeon, Eataly, Mink Mile, Toronto's premier Hotels, and luxury retail. Steps to Whole Foods, TTC-Subway, Hospi…

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Property details

MLS#: C12967508
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Park, Public Transit, School, Arts Centre, Place Of Worship

Fireplaces: 1
Fireplace features: Wood

Building name: Renaissance Court
Condo corp #: 616
Balcony: None
Locker: Ensuite
Association amenities: Concierge, Elevator, Rooftop Deck/Garden
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Avenue Rd & Cumberland St
Stories: 3
Utilities: —
Laundry: Ensuite, Laundry Closet
Laundry level: Main Level
Interior: Bar Fridge, Carpet Free, Countertop Range
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

105 days on market — Listing has been active for 105 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA

Source: TRREB/PROPTX · MLS® C12967508

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$1.10M

Unit 608 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $4,306 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,538/mo

incl. closing costs (yr 1)

Annual total

$114,453

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$3,372/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$359/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$149/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $50,031/yr

Property taxes20% $22,761/yr

Utilities2% $2,460/yr

Insurance & security1% $1,600/yr

Maintenance10% $10,990/yr

Condo fees19% $21,510/yr

Closing costs4% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$4,306	$359/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Condo fees
Condo / HOA fees	$21,510	$1,793/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$114,453	$9,538/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 608

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs