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$1,249,900
280 Howland Avenue · Toronto · Ontario M5R 0C3
219 days on market
"SELLER SAYS SELL. OPPORTUNITY PRICE AND VALUE." Exceptional 1172 sq.ft. suite with exquisite layout in desired striking, beautiful "Bianca" Condo by Tridel. Walk-out to tranquil terrace with gas BBQ hook-up and waterline overlooking serene lush garden with mature trees, shrubbery and hydrangeas. Upgraded suite. Kitchen with huge island with waterfall, pantry and quartz countertops. Laundry with sink; 2 ensuite bathrooms and a powder room. Primary ensuite & powder room have all marble walls, co…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $49KPrice reduction
MLS shows the seller reduced the asking price by $49,100 (from $1,299,000 to $1,249,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: FOREST HILL REAL ESTATE INC.
Source: TRREB/PROPTX · MLS® C12896066
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $56,901 | $4,742/mo |
| Government & taxes | ||
| Property tax | $6,048 | $504/mo |
| Land transfer tax(closing) | $21,473 | $1,789/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $12,499 | $1,042/mo |
| Condo fees | ||
| Condo / HOA fees | $13,872 | $1,156/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $121,453 | $10,121/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.