$9.49M · 4+2 bed Detached · Casa Loma, Toronto

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About this home

Exceptional 75 x 175 ft premium lot,This distinguished pink stone residence, originally built in 1913, is a rare offering in the prestigious neighbourhood of Forest Hill. Rich in history, the property once operated as the renowned Cantab College boys' school during the Depression years before being acquired by the current owners in 1985. The home was meticulously restored and thoughtfully updated, including a seamless stone-clad main floor addition that blends beautifully with the original archi…

Property details

MLS#

C12884638

Status

Buy Now

Property class

Residential Freehold

Beds

4+2

Baths

7 full, 0 half

Rooms

10 + 3

Kitchens

Size

3500-5000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished with Walk-Out

Style

3-Storey

Type

Detached

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 211880193
Roll / ARN: 190411108000900

Occupancy: Owner Occupied
Washrooms: 3 pc · Third; 3 pc · Second; 5 pc · Second; 2 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Shingles
Foundation: Stone

Garage: 2-car Detached
Garage spaces: 2
Parking: 7 total
Lot: 75 × 175
Heating: Radiant
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Stone
Fronting on: East
Cross street: ST CLAIR / SPADINA
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Generator - Full, In-Law Suite
Parking features: —

Price movement & seller pressure

↓ $411KPrice reduction

MLS shows the seller reduced the asking price by $411,112 (from $9,900,000 to $9,488,888).

Motivated SellerWhy this label

128 days on market — Listing has been active for 128 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $9,488,888✓ $27,760 tax✓ Other✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$65,971/mo

incl. closing costs (yr 1)

Annual total

$791,651

year 1

Mortgage only

$35,998/mo

principal + interest

Beyond mortgage

$10,873/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,897,778

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$2,313/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$94,889/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$223,697

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $431,975/yr

Property taxes32% $251,457/yr

Utilities1% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $94,889/yr

Closing costs1% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$431,975	$35,998/mo
Government & taxes
Property tax	$27,760	$2,313/mo
Land transfer tax(closing)	$223,697	$18,641/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$94,889	$7,907/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$791,651	$65,971/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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287 RUSSELL HILL Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs