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$630,000
28 Freeland Street · Toronto · Ontario M5E 0E3
225 days on market
1+1 Bedroom@ Prestige On No. 1 Yonge Centre. In The Heart Of The City, 9' Ceiling With Open Concept. Spacious Bedroom & Living Rm. Floor To Ceiling Windows W/Breathtaking Unobstructed View, Laminate Flooring Thru-Out, S/S Appl W/Quartz Countertop Kitchen, Large Balcony, Steps To Union Station, Highway, Financial And Entertainment Districts, Restaurants, Shopping And Harbour Front
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $58KPrice reduction
MLS shows the seller reduced the asking price by $58,000 (from $688,000 to $630,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: IGNITE STAR REALTY INC.
Source: TRREB/PROPTX · MLS® C12874214
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,680 | $2,390/mo |
| Government & taxes | ||
| Property tax | $3,891 | $324/mo |
| Land transfer tax(closing) | $9,075 | $756/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,300 | $525/mo |
| Condo fees | ||
| Condo / HOA fees | $6,785 | $565/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $65,391 | $5,449/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.