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$405,000
120 Parliament Street · Toronto · Ontario M5A 2Y8
Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍
Welcome to this stunning one-bedroom corner suite in the highly sought-after Parliament & Adelaide neighbourhood. Featuring soaring 9-foot ceilings and an abundance of natural light, this residence offers unobstructed east and north city views. Enjoy the skyline from two private balconies-ideal for relaxing or entertaining. The open-concept layout seamlessly connects to a stylish kitchen showcasing a sleek two-tone design, granite countertops, under-cabinet lighting, integrated appliances, and s…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $47KPrice reduction
MLS shows the seller reduced the asking price by $46,900 (from $451,900 to $405,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX REALTRON REALTY INC.
Source: TRREB/PROPTX · MLS® C12785030
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,437 | $1,536/mo |
| Government & taxes | ||
| Land transfer tax(closing) | $4,575 | $381/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,050 | $338/mo |
| Condo fees | ||
| Condo / HOA fees | $4,826 | $402/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $42,548 | $3,546/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.