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$670,000
525 Adelaide Street · Toronto · Ontario M5V 0N7
Luxury Living At Musee In Prime King West! High Ceiling With Terrace. The Den Is Enclosed With Door To Be Used As A 2nd Bedroom. Sleek white kitchen cabinets, stainless steel appliances, neutral wide plank flooring in excellent condition! And low condo fees make this an attractive buy. Located in the heart of the fashion district & King West neighbourhood, with amazing amenities in Downtown Toronto. Steps from many restaurants, shops, nightlife, financial district, theatres, University of Toront…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: FIRST CLASS REALTY INC.
Source: TRREB/PROPTX · MLS® C12769976
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,501 | $2,542/mo |
| Government & taxes | ||
| Property tax | $3,039 | $253/mo |
| Land transfer tax(closing) | $9,875 | $823/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,700 | $558/mo |
| Condo fees | ||
| Condo / HOA fees | $5,019 | $418/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $65,795 | $5,483/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.