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$598,000
SQ Condos · 38 Cameron Street · Toronto · Ontario M5T 0C3
259 days on market
Bright and spacious 1+1 unit ( den can be 2nd bedroom) with 2 full bathrooms in the 4th floor by Tridel Built, SQ condos In The Heart Of Downtown. West Facing ,654 Sq. Ft. Suite With 9Feet Ceilings! An Innovatively Designed Mid-Rise Located On A Quiet Street Just Off Spadina And Queen,. Located Steps to Chinatown And Kensington Market. Queen Street West Is Only one Block Away. Jump On Spadina Street Car And Get To U of T In 15 Min. Rogers High-Speed Internet Included In Suite And Common Areas.…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $31KPrice reduction
MLS shows the seller reduced the asking price by $31,000 (from $629,000 to $598,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE NEW WORLD REALTY INC.
Source: TRREB/PROPTX · MLS® C12764758
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $27,224 | $2,269/mo |
| Government & taxes | ||
| Property tax | $3,077 | $256/mo |
| Land transfer tax(closing) | $8,435 | $703/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,980 | $498/mo |
| Condo fees | ||
| Condo / HOA fees | $6,768 | $564/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $62,144 | $5,179/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.